You must answer our questions completely and honestly. You must list everyone that you owe money. You cannot pick or choose. Even if you think that a debt cannot be included in a Chapter13, you still must list it. You must list every asset. You must include all of assets, no matter where they are located or even if you only have a partial interest. Real estate; timeshares; personal injury/workers compensation claims; any claims against others, even if suit has not yet been filed; inheritances; antiques, equipment, collectibles; stocks/bonds; bank accounts; autos, household goods; jewelry; etc., must be listed. Your first payment to the Chapter 13 trustee is due before your 341 meeting. It must be sent in form of cashiers check or money order and sent to address below. DAVID O’BRIEN CHAPTER 13 TRUSTEE P.O.BOX 1779 MEMPHIS, TN 38101-4615 You are required to attend both the 341 Meeting and Confirmation Hearing. If it is a joint case (both husband and wife), you both must attend. You must maintain full insurance coverage on your automobiles and real estate. You cannot sell, transfer or dispose of assets without the Court’s permission. You cannot borrow money, use credit or finance anything without the trustee’s permission. You must pay your on-going child support, alimony and mortgage payments on time each month. You must disclose any claim you have against third parties (personal injury, employment discrimination, workers compensation, etc.) whether it arises before your case is filed or while it is pending.